Last Updated: July 14, 2025

1. Introduction

IdleCashPro ("Service," "we," "our," or "us") is committed to protecting the privacy of our users. This Privacy Policy explains what information we collect, how we use it, and your choices regarding your information when you use our Service.

2. Information We Collect

We collect only the minimum information necessary to provide and improve our Service. We do not collect sensitive personal financial data, account numbers, or login credentials for your brokerage accounts. We generally collect:

• Information you provide directly:
  • For Service Calculation: Your state of residence, federal marginal tax bracket (e.g., 0%-37%), and your current bank APY.
  • For Account Management: Your email address (for sending alerts and account-related communications) and any information you provide during the signup process (e.g., username, password if applicable to your authentication provider).
• Automatically Collected Information: We may collect standard log data and analytics information (e.g., IP address, browser type, pages visited, time spent) to monitor the performance and usage of our Service, but this data is generally anonymized or aggregated and not linked to your specific identity.

We DO NOT collect Social Security numbers, full tax returns, bank account details, or brokerage account logins. We do not actually know who you are beyond the minimal data you provide for calculations and account management.

3. How We Use Your Information

We use the information we collect for the following purposes:

• To provide, operate, and maintain our Service, including calculating after-tax yields and generating fund recommendations.
• To send you email alerts when a new fund recommendation is issued based on your preferences.
• To improve and personalize your experience with the Service.
• To communicate with you regarding service updates, security alerts, and support messages.
• To monitor and analyze usage and trends to enhance the functionality and features of the Service.

4. How We Share Your Information

We value your privacy. We DO NOT sell, rent, or trade your personal information with third parties for their marketing purposes. We may share your information only in the following limited circumstances:

• With Service Providers: We may share information with third-party vendors, consultants, and other service providers who perform services on our behalf (e.g., email delivery, analytics, hosting). These providers are bound by confidentiality agreements and are authorized to use your personal information only as necessary to provide these services to us.
• For Legal Reasons: We may disclose your information if required to do so by law or in response to valid requests by public authorities (e.g., a court order or government agency).
• To Protect Rights: We may disclose your information when we believe it is necessary to investigate, prevent, or take action regarding potential violations of our Terms of Service, to enforce our agreements, or to protect the rights, property, or safety of IdleCashPro, our users, or others.

5. Data Security

We implement reasonable security measures to protect the information we collect from unauthorized access, use, alteration, and destruction. This includes storing your provided tax bracket and state data encrypted at rest. However, no internet transmission or electronic storage is 100% secure, so we cannot guarantee absolute security.

6. Your Choices and Rights

• Access and Update: You can review and update your tax settings and other profile information in your account settings.
• Opt-Out of Alerts: You can adjust your alert threshold or pause alerts entirely from your dashboard settings.
• Account Deletion: You may delete your account at any time through your account settings, which will remove your associated data from our active databases.

7. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date. You are advised to review this Privacy Policy periodically for any changes.

8. Contact Information

If you have any questions about this Privacy Policy, please contact us at support@idlecashpro.com.